It all starts with a free consultation call. Once we understand your situation we can advise whether rent to own would be a good fit.

We want to make sure we are working with people that are willing to do the sometimes difficult things to make home ownership a reality. This often includes making small changes to spending habits, reassessing what is important to have and what is nice to have but not necessary. But don’t worry, we will be there every step of the way to help guide you through these decisions and create a system of accountability to ensure you are set up for success.

Once you are qualified you will meet with a member of our team, usually a mortgage specialist who will complete a RTO action plan. They will require all the same documents as if you were qualifying for a mortgage today. The analysis will identify what needs to be fixed. Through this process we will determine a price range for your new home, the necessary steps required to fix any credit issues and make a very structured payment plan to help you save the down payment.

The next step is meeting with one of our realtors to look for a house. That's right, you get to choose the house that you want to buy. Isn’t that the way it should be? We encourage you to choose your top 3 options. Once that is done leave it to us to purchase one of those homes on your behalf.

Move in, pay your rent and option payments, which are turned into your down payment at the end of the term. Follow the steps prescribed by our team throughout the term. Once you’ve done that we sell you your home at the pre-determined sale price.